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To be RamseyTrusted means to Serve, not Sell

Comprehensive Individual Tax Preparation

All RamseyTrusted Pros are vetted and are proven advocates for Ramsey's financial and business values. While credibility and trust are hard to find, they're just as hard to prove. Being trusted by Ramsey means that not only have these traits been showcased and proven, but they're also trusted to be shared and help the community involved.

As a RamseyTrusted pro, I am required to maintain our standards through assessments and feedback from those I have helped. Our goal is to help those in need of services and to be open and transparent about your financial journey.

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Year in and Year Out

As your RamseyTrusted Pro, I’m here year-round to make sure you always have someone you can rely on. My strength lies in staying proactive and helping you navigate every season with clarity and confidence. Whether it’s answering questions, keeping you aligned with the latest standards, or providing step-by-step guides, my goal is to simplify the process so you can focus on what matters most.

I believe in building long-term trust through consistent communication and organization. That’s why we’ll connect at key checkpoints throughout the year—not only to review progress but also to anticipate what’s ahead and position you for success.

When you work with me, you’re not just hiring a pro—you’re gaining a partner who takes your goals personally, stays committed to excellence, and makes sure you always feel supported and equipped to move forward.

Comprehensive Individual Tax Preparation

View Our Helpful Links Below

I've provided a few informational links below. Please feel free to read some of these guides and learn more info on what makes me RamseyTrusted.

About Me
Comprehensive Individual Tax Preparation

Looking forward to working with you!

More info about RamseyTrusted pros!

More Info about RamseyTrusted pros!

Why to Work With a

RamseyTrusted Pro

Here’s what it means to be endorsed by Ramsey:

Benefit First

SHARED VALUES

I fully believe in the Ramsey mission and teachings. That means I’m here to walk alongside you and help you win on your journey

Benefit Second

SERVICE YOU DESERVE

As a RamseyTrusted pro, I value service over sales, and I am always dedicated to providing the excellent customer service you deserve.

Benefit Three

REAL RELATIONSHIPS

I work closely with the Ramsey team to make sure I’m meeting their high standards. And I care about helping you make the best decisions for you and your family.

Benefit Fourth

WORTHY OF TRUST

I have the full backing of the Ramsey team, who has helped millions get (and stay!) out of debt and work toward financial peace.

Looking forward to working with you!

More info about RamseyTrusted pros!

More Info about RamseyTrusted pros!

The 7 Baby Steps are a proven, step-by-step plan,
that helps you take control of your money.

  • Baby Step 1
     Save $1,000 for your starter emergency fund.
  • Baby Step 2
     Pay off all debt (except the house) using the debt snowball.
  • Baby Step 3
     Save 3–6 months of expenses in a fully funded emergency fund.
  • Baby Step 3b
     Save for a down payment on a house.
  • Baby Step 4
     Invest 15% of your household income in retirement.
  • Baby Step 5
     Save for your children’s college fund.
  • Baby Step 6
     Pay off your home early.
  • Baby Step 7
     Build wealth and give.

MOVING CHECKLIST
a simpler move is possible

8-10 WEEKS BEFORE MOVING DAY

  • Pick a good day to move
  • Create your budget
  • Decide if you’ll move yourself or hire a
 moving company
  • Make an inventory of your belongings
  • Organize a moving folder for all paperwork
  • Measure your furniture

6-8 WEEKS BEFORE MOVING DAY

  • Declutter your bedroom, living room, bathroom, kitchen, and garage
  • Sell or donate what you don’t need

3-6 WEEKS BEFORE MOVING DAY

  • Declutter your bedroom, living room, bathroom, kitchen, and garage
  • Collect and label moving boxes
  • Buy moving supplies like packing tape, newspaper, and bubble wrap
  • Pack items you won’t use for the next six weeks
  • Prepare a start up kit for your first week in your new place (towels, sheets, chargers)
  • Separate valuables and important documents

2-3 WEEKS BEFORE MOVING DAY

  • Notify utility services, post office, bank, and other businesses of your address change

1 WEEK BEFORE MOVING DAY

  • Drain the fuel from your lawn mower and other small engine machines
  • Reduce food in your pantry
  • Finish home improvement projects
  • Clean the house

MOVING DAY!

  • Greet movers, give directions, and tip generously
  • Double check each room for items left behind
  • Turn off lights, water, and air conditioner
  • Shut and lock all windows and doors
  • Leave your house keys
  • Unload your start up kit and relax–you did it!

POST-MOVE

  • Unpack within two weeks and recycle the moving boxes it’ll feel great!
  • Don’t miss this one: Update home or rental insurance if you haven’t yet
  • Check fire safety devices, outlets, and breakers in your new home
  • FInd a reliable mechanic, plumber, and electrician

PERSONAL
TAX CHECKLIST

Tax filing can be simple, as long as you have the right documents and know what to deduct.
Need help gathering the right tax stuff? Use our checklist to get started.

PERSONAL INFORMATION AND INCOME

  • For You, Your Spouse and Your Dependents
    Full legal name, date of birth, Social Security number, driver's license and last year's tax return
  • Personal Income Statements
    W-2 (for you and your spouse) and all 1099 forms (if self-employed)
  • Unemployment Income or State or Local Tax Refunds
    Form 1099-G
  • Investment or Interest Income
    1099-INT, 1099-DIV, 1099-B and Schedule K-1
  • Home or Property Sale
    Form 1099-S
  • Pension/ IRA/ Annuity
    Form 1099-R
  • Social Security / RRB Income
    SSA-1099 and RRB-1099
  • Trust and Estate Beneficiary Earnings
    Form 1041, Schedule K-1
  • HSA and Long-Term Care Reimbursements
    1099-LTC (distribution tax document)

COMMON DEDUCTIONS

Remember, the standard deduction has gone up again this year-$13,850 for singles and $27,700 for joint filers. But if your itemized expenses exceed these amounts, then don't take the standard-itemize! Here are the most common deductions. Do you have any of these to deduct?

YES

NO

Education Expenses
Tuition statements, itemized receipts of qualified educational expenses (Form 1098-T), and student loan interest statements (Form 1098-E)

Homeowner Expenses
Mortgage interest statements (Form 1098), property tax payment receipts, and energy efficient upgrade receipts (Form 5695 if provided by installer)

Charitable Contributions
Detailed list of donations, receipts for contributions, and Form 1098-C for vehicle donations (or a letter confirming donation)

Self-Employment Expenses
Records of business/home office expenses, assets, pension plan contributions, health insurance payments, and estimated tax payment receipts (state and federal)

Child and Dependent Care Expenses
Name, address, and tax ID or Social Security number of the provider

Health Care Expenses
Any 1095 forms (for health care coverage) and records of medical and dental costs

Job-Related Educational Expenses
Records of expenses

IRA Contributions
Form 5498

Health Savings Account Contributions
Form 5498-SA

SELF-EMPLOYED
TAX CHECKLIST

HOW YOUR TAX FILING WORKS

During the past year, did you take home $400 or more in self-employment income from any one source? (By "take home,"we mean your income minus your business expenses.) If so, give yourself a pat on the back. And now for the fun part: You get to file a federal tax return! Here's how it works:

Business Income and Expenses
You'll report your business income and expenses on your personal tax return, using Schedule C (in addition to your basic 1040 tax form).

Business Structure
Depending on your business structure (if you have one in place), you'll also file other tax forms. How do you make sure you file the right tax forms? Easy. It's done for you when you use Ramsey SmartTax or a RamseyTrusted tax pro.

BASIC INFORMATION

To make your tax filing as smooth as possible, gather the records you'll need ahead of time. These basics are a good place to start:

  • Personal Records
    Full legal name, Social Security number and/or EIN number, address, percent ownership, ownership acquisition date, and distribution details for you and any other business partners-as well as for your spouse and dependents
  • Accounting Records
    Last year's federal and state returns, journal entries, profit and loss statements, and balance sheets
  • Income Records
    All income, including anything reported on 1099 forms
  • Estimated Tax Payments
    All paperwork related to tax payments made during the year
  • General Ledger
    Every business expense you plan to deduct (see page 2 for common expenses)

COMMON DEDUCTIONS

Gather records for any business deductions that apply to you. These are some of the most common:

  • Advertising and Promotion
  • Business Insurance, Loan Interest and Bank Fees
  • Charitable Contributions/Donations
  • Education Expenses
  • Equipment Purchases
  • Health Care Expenses
  • Home Office
  • Internet and Cell Phone
  • Legal and Accounting Fees
  • Office Supplies
  • Qualified Business Income (QBI)
  • Rent (for Office Space or Equipment)
  • Retirement Plan Contributions
  • Salaries and Wages Paid to Employees (Including Contract Labor)
  • Taxes and Licenses
  • Travel
  • Vehicle (for Business Use Only)

Streamlined Services, PC is an accounting firm that empowers small to medium-sized businesses and individuals with tailored tax, bookkeeping, payroll, and CFO services. We serve clients in Billings, Bozeman, Great Falls, Missoula, Kalispell, Miles City, Butte, Helena, and Glendive in Montana, and across the USA.

Streamlined Services, PC provides customized tax, bookkeeping, payroll, and CFO solutions for individuals and small to medium-sized businesses. I proudly serve clients throughout Montana—including Billings, Bozeman, Great Falls, Missoula, Kalispell, Miles City, Butte, Helena, and Glendive—as well as clients nationwide.